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The Affordable Care Act is behind the first government
shutdown in nearly twenty years.
Republicans hate it while national polls show a majority of Americans
don't want it, but for now, it's the law of the land.
It's also a law that's been widely misinterpreted, either
accidentally or by design.
Myth #1: "Obamacare"
is responsible for companies limiting employees to under 30 hours per week in
an effort to avoid having to offer health benefits.
It's true that at least fifteen percent of companies with
over 50 employees admit they have cut back on hours in response to the
Affordable Care Act (ACA). However, according to the non-profit and
non-partisan Employee Benefit Research Institute,
which has been tracking the numbers for more than a decade, this particular
cost-cutting strategy actually started trending back in 2007 at the beginning
of the "Great Recession," before Obama was even elected.
Believe it or not, the ACA is not government-run insurance. In
fact, the ACA works by expanding your options through private insurance
companies who compete for your business.
Myth #3: The President
has made this statement time and again about the Affordable Care Act: "You will
not have to change doctors. If you like your doctor, you can keep your doctor."
The fact is the Affordable Care Act comes with no such
guarantee. If your employer switches healthcare providers because of the ACA
and your personal physician doesn't belong to the new network, you're out of