In the United States, it is illegal to:
Send "chain" letter that require the investment of any money.
Take money for merchandise and not deliver it.
If you receive an offer of lottery tickets throughMore >>
Make sure the money you give is spent on the people who need it most. Here are some tips how:
Ask for it in writing.
Give your donations to organizations that willingly share with you information aboutMore >>
Keep your options open.
Don't get your heart set on one model or make. That gives you more room to negotiate on price.
Get a copy of Consumer Reports' New Car Issue.
It comes out every April. StudyMore >>
If it sounds to good to be true, it is! Some telemarketing scams begin with a letter or postcard requiring you to call the company to claim a prize. Some begin with a phone call to your home, offeringMore >>
Jefferson County Kentucky Law Under law, landlords must: Provide a safe, clean home. Homes should be in good repair with vital services such as water, heat and electricity available. Obey the city More >>
Keep it secret! Never give your credit card number to someone who calls you. Keep the carbons. Keep the carbons from every credit card transaction and destroy them yourself. Pay attention to blankMore >>
Read the contract carefully. Make sure any verbal promises are included in writing. Before you sign anything, take the car to your own mechanic to have it checked out. Make sure you understand theMore >>
Get estimates! Get more than one estimate, making sure each estimate is based on the same specifications, materials and time frame.
Protect yourself when you hire a contractor. Check with the consumer protection office or the Better Business Bureau to see how long the company has been in business and if there are any complaints against it. Find out if the contractors need to be licensed or bonded from your local housing authority. If they do, ask to see the contractor's license.
Put everything in writing. Make sure you have a written contract with the builder's full name, street address, and phone number. It should include a complete description of all the work to be done and the materials required to do it. Be sure there is a total cost and terms of payment written clearly on the contract. Never sign a partially blank contract, draw lines through any blank spaces.
Cover all bases! You have three days to cancel a non-emergency home improvement contract that you sign in your home. To cancel... write the company a letter, keeping a copy for yourself, send it by Certified Mail to ensure you have a receipt.