In the United States, it is illegal to:
Send "chain" letter that require the investment of any money.
Take money for merchandise and not deliver it.
If you receive an offer of lottery tickets throughMore >>
Make sure the money you give is spent on the people who need it most. Here are some tips how:
Ask for it in writing.
Give your donations to organizations that willingly share with you information aboutMore >>
Keep your options open.
Don't get your heart set on one model or make. That gives you more room to negotiate on price.
Get a copy of Consumer Reports' New Car Issue.
It comes out every April. StudyMore >>
If it sounds to good to be true, it is! Some telemarketing scams begin with a letter or postcard requiring you to call the company to claim a prize. Some begin with a phone call to your home, offeringMore >>
Jefferson County Kentucky Law Under law, landlords must: Provide a safe, clean home. Homes should be in good repair with vital services such as water, heat and electricity available. Obey the city More >>
Get estimates! Get more than one estimate, making sure each estimate is based on the same specifications, materials and time frame. Protect yourself when you hire a contractor. Check with the consumerMore >>
Keep it secret! Never give your credit card number to someone who calls you. Keep the carbons. Keep the carbons from every credit card transaction and destroy them yourself. Pay attention to blankMore >>
Read the contract carefully. Make sure any verbal promises are included in writing. Before you sign anything, take the car to your own mechanic to have it checked out.
Make sure you understand the Buyers' Guide. A Buyers' Guide must be displayed in the window of all used cars sold by dealers. It usually states that you are buying the car "as is". That means after you've signed the papers, any repairs are your responsibility. If the dealer promises to make any major repairs or do anything other than what is written on the Buyers' Guide, get those in writing.
Don't buy the first day you look. Take time to compare prices offered by several dealers. Check the dealer out with the Better Business Bureau before you shop there and find out if they have a record of complaints against them.
Don't just accept dealer financing. Most of the time you can find better interest rates through your credit bureau or bank. Shop for the best interest rates. Figure the total price of the interest into the price of the car to see just what the actual price will be when it's paid off.
Don't sign anything until... you get the name and address of the previous owner and contact him or her to find out about the car's repair history as well as if there were any major problems.