In the United States, it is illegal to:
Send "chain" letter that require the investment of any money.
Take money for merchandise and not deliver it.
If you receive an offer of lottery tickets throughMore >>
Make sure the money you give is spent on the people who need it most. Here are some tips how:
Ask for it in writing.
Give your donations to organizations that willingly share with you information aboutMore >>
Keep your options open.
Don't get your heart set on one model or make. That gives you more room to negotiate on price.
Get a copy of Consumer Reports' New Car Issue.
It comes out every April. StudyMore >>
Jefferson County Kentucky Law Under law, landlords must: Provide a safe, clean home. Homes should be in good repair with vital services such as water, heat and electricity available. Obey the city More >>
Get estimates! Get more than one estimate, making sure each estimate is based on the same specifications, materials and time frame. Protect yourself when you hire a contractor. Check with the consumerMore >>
Keep it secret! Never give your credit card number to someone who calls you. Keep the carbons. Keep the carbons from every credit card transaction and destroy them yourself. Pay attention to blankMore >>
Read the contract carefully. Make sure any verbal promises are included in writing. Before you sign anything, take the car to your own mechanic to have it checked out. Make sure you understand theMore >>
If it sounds to good to be true, it is! Some telemarketing scams begin with a letter or postcard requiring you to call the company to claim a prize. Some begin with a phone call to your home, offering huge prizes if you participate in the company's "promotion". You're told you can win trips, money, cars or jewelry. But first you have to buy a "product": vitamins, pens or pencils, a water purifier, or pay a ridiculously low price for a trip to Hawaii or the Bahamas. They all have one thing in common: they don't award the prizes; they take your money and disappear.
How to Fight Back:
Don't give your credit card number to anyone who calls you.
Don't be pressured into buying anything immediately.
Don't send money by messenger or overnight mail. Some use this ploy because they know people are protected by credit card laws.
Always remember: if it sounds too good to be true, it is!