If it sounds to good to be true, it is! Some telemarketing scams begin with a letter or postcard requiring you to call the company to claim a prize. Some begin with a phone call to your home, offering huge prizes if you participate in the company's "promotion". You're told you can win trips, money, cars or jewelry. But first you have to buy a "product": vitamins, pens or pencils, a water purifier, or pay a ridiculously low price for a trip to Hawaii or the Bahamas. They all have one thing in common: they don't award the prizes; they take your money and disappear.
How to Fight Back:
Don't give your credit card number to anyone who calls you.
Don't be pressured into buying anything immediately.
Don't send money by messenger or overnight mail. Some use this ploy because they know people are protected by credit card laws.