Automobile Questions

Ask these Automobile questions to help ensure your personal preparedness and protection:

Do you know what 25/50/10, 50/100/50, 100/300/100, or 250/500/100 stands for?
These are very important numbers that could have a significant impact on you and your family's life.

Do you know what to do to verify someone else has valid insurance should an incident occur where they are at fault and you have to exchange information?
You don't want to have someone hit you and cause you significant auto damage and bodily injury and give you false information-Please remember the value of our 24/7 cell contact promise to properly advise you as the need occurs.

What name is the policy written under?
Only title holders of the vehicle can procure insurance for that vehicle. Unfortunately, some agents do not ask for proof of title and will generate a policy to fill an immediate need-this could backfire if a claim ever occurs.

Do you have loan or lease gap coverage?
An important feature that helps to minimize your financial exposure.

Do you have uninsured/underinsured motorist coverage and are you familiar with what if means?

Do you know that KY is a no-fault state? What does that really mean?

Do you have towing and rental reimbursement, and if so do you have enough?

Do you know what features you have available within your policy to add that can protect your policy premium from going up should you have an accident?
Ask about Allstate's Your Choice Auto-very substantial benefits.

Are you getting all the discounts you deserve?
I can't tell you how many mistakes that I see on policies that I review that are costing the client-This is where our offering of a review at least 2 times a year comes in handy.