Saving money could be as easy as having two conversations. First, if you typically get a tax refund head to your company's HR department. Re-file your W-4 form and have less money withheld from your paycheck.
Also kick some daily habits. Ditching the drive-thru, packing your lunch and making your own coffee could save you $100 a month.
Here's some help to make sure you're getting the best deal on your phone and Internet services.
Start with www.whitefence.com. It allows you to comparison shop for broadband Internet service.
For your home phone, check out www.connectmyphone.com.