LOUISVILLE, KY (WAVE) - The Better Business Bureau is warning consumers to be aware of scammers taking advantage of people confused about how to sign up for health insurance under the Affordable Care Act.
Open enrolment for the Affordable Care Act began October 1 and the U.S. Department of Health and Human Services projects more than 15 percent of Americans are uninsured and will be seeking coverage to avoid fines by next year. The BBB says fake websites, fancy mailers and robo-calls have been created by scam artists to trick people into giving out their personal information.
Kenny Wheeler said it happened to him. Wheeler and his girlfriend signed up for health insurance through a certified "Kynector" Friday afternoon. He said they decided to get help signing up because the first time they tried he got scammed.
"I Googled it, it came up," he said, "I clicked on it and it took me to a site and it said Kynect." He answered medical questions and provided his e-mail and phone number. He said the phone rang instantly, "He asked me a few questions and got me hooked up with a policy."
Wheeler said he realized he had been misled when his girlfriend reached a real Kynect operator to try and get the same deal. He said he immediately put a stop payment on the scam company and canceled his debit card.
He later discovered he had signed up for a medical discount card. The BBB said discount plans are not insurance plans and do not satisfy the law's minimum coverage requirements.
Charlie Mattingly, President of the Louisville BBB, said similar fraudulent acts are happening all over the country, "Technology is a wonderful thing when it's used properly, it's a terrible thing in the hands of scammers." He said, "If they are contacting you, it's probably a scam."
For more information on avoiding these scams, click here.