Fallen trees damage information

If a tree fell on your property or your car and the tree was your responsibility but was taken down by an act of God, here's what you should know:

Homeowner's insurance pays for damage done to the residence. Automobiles are specifically excluded under the homeowner's policy and are usually covered under your auto insurance's comprehensive coverage.

If it's your neighbor's tree that fell, coverage may or may not exist under their policy; one factor will be whether or not their tree was alive at the time it fell.